If you're running an online shop in 2026, choosing the right payment provider is no longer a minor technical detail. It's a direct lever for conversion, cash flow, cart abandonment, support costs, and margin. Sounds dry, but it's anything but. Because this is often where it's decided whether your checkout process runs smoothly or whether customers abandon their purchase at the last step, as if they suddenly have an urgent appointment with their houseplant.
In practice, simply offering "PayPal and card" is no longer sufficient. Depending on the target group, shopping cart, country, device, and shop system, payment methods have a massive impact on purchasing behavior. A company selling in Germany needs to think differently than a D2C brand with an international focus. A B2B company has different priorities than a fashion shop. A company selling digital products needs different risk management strategies than a shop with a high return rate.
Before getting into the technical details, it's helpful to look at the market and regulatory aspects. BaFin (the German Federal Financial Supervisory Authority) clearly and comprehensibly explains the regulatory classification of payment services and PSD2 in Germany. If you need to argue internally why payment services are more than just "plug and play," this resource is invaluable: BaFin on payment services and PSD2 in Germany.
In this article, I compare PayPal, Klarna, Mollie, Stripe, and Adyen in a way that's relevant for real-world online store projects. No glossy hype, no blind feature bingo. Instead, we'll look at use cases, fee structures, technical integration, checkout impact, risks, scalability, and practical tips for everyday use. You'll also get clear assessments of where each provider makes sense, where you need to be careful, and how to make smarter decisions instead of having to make costly changes later.
Why the payment mix will influence more revenue in 2026 than many shops think
Many shop owners invest in design first, ads, product texts and SEOThat's correct. But if the checkout then fails due to flawed payment logic, part of that work is wasted. A payment provider today is no longer just a payment processor. It influences trust, speed, approval rates, international reach, refunds, chargebacks, and reconciliation. ERP and the effort involved in customer service.
That's precisely why payment should be considered a conversion issue. This is especially noticeable on mobile devices. If a user's preferred payment method isn't available, things quickly become frustrating. They'll compare options, postpone the purchase, or abandon it altogether. In the worst-case scenario, your shop loses the sale to a competitor who simply offers the more suitable payment method at the right moment.
The second point is cash flow. Not every payment method is equally fast, not every chargeback is equally costly, and not every risk is equally distributed. Some providers excel at rapid integration, others at omnichannel, still others at local market coverage or in-depth data analysis. Choosing the right provider here not only saves on fees but also reduces operational friction in finance, support, and logistics.
The five providers at a glance
PayPal
PayPal will remain a staple in many German online shops in 2026. The reason is simple: hardly any other payment method is as well-known, trusted, and readily available to customers in the DACH region (Germany, Austria, and Switzerland). For many shops, PayPal isn't an optional extra, but a mandatory component of the checkout process. This is especially true in B2C (business-to-consumer) transactions, for impulse purchases, and anywhere trust is paramount in the final step.
PayPal's strength lies in its market penetration, brand recognition, and sense of security. This can be a real conversion driver, especially for lesser-known shops. At the same time, PayPal isn't always the cheapest or most hassle-free solution when it comes to fees and dispute handling. Those dealing with large ticket sizes, margin-sensitive products, or a high volume of problematic cases need to factor this in carefully.
Klarna
Klarna will be particularly interesting in 2026 if your shop has a strong B2C presence and target groups that actively expect flexible payment methods. Invoice purchases, installment plans, and "pay later" options are psychologically powerful. Especially in fashion, lifestyle, beauty, and higher-priced D2C concepts, Klarna can significantly boost sales. If the customer doesn't want to commit immediately, the barrier to purchase is lowered.
The downside is clear. Flexible payment models require more coordination, different expectations regarding support, and, depending on the setup, more complex returns processes. For shops with high return rates or product categories where the final shopping cart value fluctuates frequently, the process really needs to be flawless. Otherwise, a cool conversion lever can quickly turn into a support marathon.
Mollie
Mollie is a strong choice for many medium-sized and smaller shops because getting started is usually straightforward. The platform is popular with many merchants who want a streamlined, flexible solution without turning payment processing into a major project. Especially for shops that want to neatly integrate multiple local payment methods, Mollie is often pleasantly pragmatic.
Technically, Mollie often appears well-organized, easy to integrate, and manageable. This is more valuable in everyday use than many realize. If your team doesn't operate its own large in-house payment setup, a user-friendly solution is often better than a theoretically more powerful platform that ultimately no one maintains properly.
Stripe
Stripe will be particularly strong in 2026 if you want to work with technical flexibility. Developers often love Stripe because its API, documentation, and extensibility offer many clean solutions. Stripe is frequently a top choice for SaaS, digital products, international shops, subscription models, and customized checkout processes. It's also often a leading option if you want to tightly integrate payment with data, automation, or individual workflows.
The catch isn't technical, but organizational. Flexibility comes with responsibility. If you don't utilize the possibilities or don't have a team that integrates seamlessly, you might end up paying for potential that never sees the light of day-to-day use. Stripe can be brilliant for simple, standard online stores. But it can also be more of a platform than you actually need.
Adyen
Adyen truly shines when volume, internationalization, omnichannel capabilities, and operational depth become crucial. This is the solution where it quickly becomes clear: it's no longer just about checkout, but about payment architecture. Large retailers, platforms, international brands, and companies with complex processes benefit from its breadth and scalability.
For smaller shops, Adyen isn't automatically the first choice. Not because it's bad—quite the opposite. But because the effort, complexity, and organizational requirements can be higher. However, anyone seriously looking to scale, serve multiple markets, or merge online and offline operations should definitely have Adyen on their shortlist.

Best payment providers for online shops – E-news for shop owners – read yourself rich – 💳Payment Provider Comparison 2026: PayPal, Klarna, Mollie, Stripe, Adyen in direct use🚀
What will really matter about fees in 2026
Many merchants initially compare payment providers based on percentages. This is understandable, but it's too simplistic. The true cost structure lies on several levels. You need to consider transaction fees, fixed costs, dispute costs, payout logic, currency exchange fees, additional technical modules, and indirect processing costs. A provider with a seemingly higher base fee might ultimately be cheaper if their approval rate is better or your support team has less work to do.
PayPal transparently communicates its seller and merchant fees for business accounts on its own website. Stripe also openly outlines its pricing structure and clearly states that there are no setup or monthly fees in the standard model. Adyen presents its model with a fixed processing fee plus a fee that depends on the payment method. This is useful because it allows you to compare the logic, even though individual terms and conditions may vary depending on volume. PayPal fees for business customers, Stripe pricing for online payments and Adyen transaction pricing.
My practical tip: Never just compare the percentage of fees. Instead, calculate with actual shopping cart values. For example, take €39, €89, €149, and €399. Then, for each provider, check how fees, refunds, and risk costs affect the total. This way, you can quickly see which provider best suits your actual order structure. And yes, this simple calculation often saves more money later on than any discussion in a meeting room.
Conversion at checkout: where does each provider score points?
PayPal clearly scores points for trust. If your shop has many first-time buyers or sells products where security is crucial at the final stage of the transaction, the well-known logo often makes a measurable difference. The impact is particularly strong on mobile devices. Users are familiar with the process. Less thinking, less uncertainty, more sales.
Klarna excels where flexibility lowers barriers to purchase. When customers want to try things on, compare prices, or spread their budget over the month, Klarna can be truly effective. This is especially true in the fashion and lifestyle sector, where paying by invoice is often more than just a payment method; it's a key selling point.
Mollie shines when you want to neatly bundle multiple relevant payment methods in one place. This is a major advantage for shops that don't want to manage each payment method individually but still want to offer a comprehensive checkout experience. For teams without a large development budget, this often strikes a smart balance between versatility and control.
Stripe shines when you want to actively shape your checkout process. For example, with custom payment logic, subscriptions, digital products, or international flows. Anyone who thinks in terms of integrating product, CRM, ERP, or automation can get a lot out of Stripe. It's less about gut feeling, more about system design. And yes, that's precisely what makes it so appealing to technical teams.
Adyen excels at orchestrated growth. When you combine markets, devices, countries, and channels, the platform becomes truly compelling. Then it's no longer just about accepting a payment. It's about identifying which method, with which approval levels, risk profile, and operational logic, delivers the best performance in each channel.
Technical integration: what really matters in everyday project work
From a developer's and operator's perspective, the most impressive feature list is worthless if the setup is unreliable in everyday use. Therefore, you should check five points for every payment provider. First, how well does the plugin or native integration work with your shop system? Second, how clean are the webhooks and status messages? Third, how smoothly do partial cancellations, full cancellations, and refunds work? Fourth, how robust is the handling of failed attempts? Fifth, how easily can payment statuses be transferred to your ERP or CRM system?
If you are Magento, Shopware or WooCommerce If you work in this field, you're familiar with the issue. Theoretically, many things work at the push of a button, but in practice, fine-tuning is what makes the difference between "running smoothly" and "being a weekly annoyance." Especially with asynchronous payment methods, delayed capture, multiple partial returns, or mixed processes involving shipping and partial refunds, your provider needs to fit seamlessly into your existing workflow.
If you want to delve deeper into the shop system, it's worth taking a look at relevant technical environments. For Magento projects, a smoothly integrated payment process can be just as important as the actual shop architecture. Therefore, thematically relevant in-depth tutorials are useful, for example here: Magento agency for payment-related shop processes, Shopware agency for checkout and payment integrations, WooCommerce agency for payment providers in checkout and E-commerce blog with payment and checkout tips.
Which provider is suitable for which type of shop?
Small to medium-sized B2C shop in Germany
If you primarily sell in the German market, operate a classic B2C shop, and need a solid, high-converting foundation, the combination of PayPal plus a clear card payment option is often a strong starting point. Depending on your target group, Klarna can be added if you sell fashion, beauty, home, or similar categories with higher purchase barriers.
Mollie is often an attractive option if you're looking for a good balance between ease of use, variety, and administrative effort. The crucial point isn't that you offer every conceivable payment method. What's crucial is that the right payment methods function flawlessly and are clearly visible.
Technically sophisticated D2C brand or SaaS
If your business model involves custom flows, API logic, subscriptions, upgrades, recurring payments, or international expansion, Stripe is often a strong contender. Its technical flexibility is a key advantage here. The platform scales with your needs if you actively use it.
Adyen can also be a good option if you want to not only grow but also scale in a structured way. The difference, broadly speaking, is this: Stripe often feels like a powerful, flexible developer toolkit. Adyen, on the other hand, feels more like a larger payment infrastructure that you build strategically.
International retailer or omnichannel brand
If you sell in multiple countries or integrate online and brick-and-mortar stores, Adyen becomes significantly more relevant. This is where centralized management, local payment methods, standardized processes, and deep operational control are key. This is the area where a large platform can effectively leverage its strengths.
Stripe remains strong internationally, especially if your setup is digitally focused. The choice often depends on whether you're looking for maximum integration flexibility or a broader enterprise-level payment logic for larger organizations.
Risk, chargebacks and support – the part that many take seriously too late.
In a pitch, payment often sounds like revenue. In practice, however, it's just as much of a risk factor. Chargebacks, inquiries, refunds, outstanding payments, and disputes cost time and money. Depending on the industry, this impact is more significant. Electronics, digital products, ticketing, gift items, or international orders often have very different risk profiles than a local shop with a limited product range.
Therefore, before making a decision, you shouldn't just ask: Which payment methods does the provider offer? Instead, ask: How transparent is their dispute handling? How easy is it to submit supporting documents? How thoroughly are events documented? How clear is the communication regarding rejections? And how much of a burden does this place on my support team?
A practical, everyday trick: Don't just measure chargeback rates and fees. Also measure the internal processing time per issue. If your team spends 12 minutes less per case, that's often worth more per month than a marginally better fee point. It sounds unromantic, but it saves nerves, budget, and frustration in your daily work.
Practical tips for selection in direct use
1. Start with your actual shopping cart, not the vendor's brochure.
Examine your most frequent order values, your return rate, your countries, your devices, and your target groups. A payment setup for a B2B spare parts shop looks different than for a D2C fashion shop. This sounds obvious, but is surprisingly often ignored.
2. Test the mobile payment methods first.
If your mobile checkout is laggy, unclear, or requires too many clicks, you'll lose sales. Test the entire flow on smartphones, ideally with multiple devices and real test purchases. This is where any problems become brutally obvious.
3. Reduce your choices if they only look pretty.
More payment methods aren't automatically better. Too many options can also slow things down and cause confusion. It's better to offer the most important methods clearly and efficiently, rather than building a collection that no one maintains strategically.
4. Always consider payment in conjunction with accounting and ERP.
The best checkout conversion rate will only help you to a limited extent if reconciliation, payouts, partial refunds, and receipt logic become chaotic later on. Talk to your finance and IT departments early. Otherwise, you'll build a foundation for problems. Marketing Sales are happening in the front, while in the back someone is quietly crying and comparing CSV files.
5. Plan a thorough comparative test
If possible, test different variations. For example, different sorting options in the checkout, alternative displays of payment methods, or different combinations for each country. Even small changes can noticeably influence the conversion rate.
My conclusion: Which provider will be in the lead in 2026?
The honest answer is: there's no single best payment provider for everyone. There's only the best fit for your business model, your target audience, and your operational reality. For many German B2C shops, PayPal remains a must. Klarna is strong when flexible payment models boost conversions. Mollie is attractive for lean, easily controllable setups. Stripe is often the strongest choice for technical flexibility. Adyen becomes highly interesting when volume, internationalization, and omnichannel are serious considerations.
If you're setting up a new business today, I wouldn't base my decision solely on fees. I would consider the checkout experience, technical compatibility, process stability, and scalability. Because in 2026, payment isn't just another payment method in the footer. It's an operational growth driver if you choose it carefully and integrate it correctly.
For market trends in German retail, it's also worth taking a look at the EHI's classification of online payments and at developments surrounding new payment methods and regulatory changes in e-commerce. Two good starting points are these pages: EHI's assessment of the online payment market and German Retail Federation on e-commerce changes in 2026.
Now it's your turn
Which combination of payment methods are you currently using in your shop, and why exactly that one? Are PayPal plus card payments working best for you, or has Klarna given your checkout process a real boost? Perhaps you're currently testing Stripe for customized flows or considering Adyen because your setup is becoming more international.
Feel free to share your experiences in the comments. I'm particularly interested in real-world figures. Which payment method works best for you? Where do you encounter issues with customer support? And which providers have pleasantly surprised or frustrated you in your daily work? These are the kinds of examples that ultimately lead to the best decisions for other online shop owners.








Interesting comparison, but I have to disagree on one point: In my opinion, Adyen is portrayed too much as an enterprise-only solution in the article. Since 2025, there has been Adyen for Platforms, which is explicitly aimed at marketplaces and mid-sized shops. The barrier to entry has been significantly lowered.
As a marketplace for regional manufacturers from Northern Germany, we use Adyen for Platforms, and the split-payment functionality is simply unbeatable. Each seller automatically receives their share, and we, as the platform, receive our commission. With several hundred sellers, this makes a huge difference to our accounting.
Otherwise, I agree: For a typical single-vendor shop, Stripe or Mollie are the better choices. But as soon as you start looking at marketplaces, there's hardly any way around Adyen.
Hi everyone! Great comparison. I've been in e-commerce for 15 years and have used all five providers in various projects.
What I want to emphasize is that choosing a payment provider is NOT a one-time decision. You should evaluate at least annually whether your current solution is still suitable. Providers are evolving rapidly – Stripe has expanded its offerings in the last 12 months to include Financial Connections and Treasury, Mollie has introduced the Pay-per-Link feature, and Klarna now also offers business loans.
My general advice: For starter shops (100k) → Adyen or multi-provider. Always keep PayPal as an option, even if it's expensive. Customers want simplicity.
Solid content, keep it up!
Good article, but I'm missing an important aspect: the integration with ERP systems. We use SAP Business One, and connecting the payment provider to the ERP solution is crucial.
Stripe offers the best API flexibility, Adyen has native SAP connectors, and Mollie and PayPal require the use of middleware. This might sound like a niche topic, but it's relevant for any online store that wants to automate its accounting.
Anyone who wants to equip their shop with a ERP Anyone planning to connect their payment provider should definitely include it in their considerations. Otherwise, they'll end up with double the work later when reconciling incoming payments and invoices.
Otherwise: A solid comparison that covers the most important points!
Interesting comparison! As a financial controller, what interests me are the actual total cost of ownership (TCO) of the different providers. Transaction fees alone only tell half the story.
With Stripe, additional costs arise for Stripe Radar (fraud protection), Stripe Tax (tax calculation), and possibly Stripe Connect. Adyen charges separate fees for processing, acquiring, and scheme fees – this appears cheaper at first glance, but the complexity of the billing process is a cost factor in itself.
Our internal analysis over 12 months with approximately €500.000 in revenue:
– PayPal: Total costs 3,2% of revenue
– Stripe (with radar): 2,1%
– Mollie: 1,9%
– Adyen: 1,6% (but higher integration effort)
The numbers speak for themselves. Mollie offers the best value for money for medium-sized shops.
Objectively speaking, it's a solid comparison. However, I'm missing the consideration of reliability. In November 2025, we had a PayPal outage that completely shut down our checkout process for three hours on a Friday afternoon (peak time!). Estimated revenue loss: €15.000.
Since then, we ALWAYS use a fallback provider. Stripe as primary, Mollie as fallback. It costs a bit more to maintain, but the protection against outages is invaluable.
Incidentally, Adyen had zero outages during the same period. That definitely speaks to the quality of their infrastructure.
Good overview! What I'm missing: The topic of payment providers and internationalization. We sell furniture online in Germany, Austria, and Switzerland, and there are massive differences between the providers.
Stripe supports most local payment methods (iDEAL, Bancontact, EPS, etc.), as does Mollie. Adyen has the strongest international presence. However, PayPal and Klarna are primarily focused on the DACH region (Germany, Austria, and Switzerland).
For shops that only sell in Germany: Mollie + Klarna is perfectly sufficient. For international expansion: Stripe or Adyen are essential.
Does anyone else here have experience with the Swiss market? Unfortunately, TWINT integration via Stripe isn't working reliably for us.
Excellent comparison! I'm a tax advisor and I advise many e-commerce companies in the Hamburg/Pinneberg area. From a tax perspective, there are several things to consider when using payment providers that aren't covered in the article.
The fees charged by different providers are handled differently in accounting. With Stripe, the fees are deducted directly from the payout amount, which simplifies bookkeeping. PayPal, on the other hand, issues separate fee invoices that must be claimed as business expenses.
Another absolutely underestimated topic is the GDPR compliance of payment providersSince the stricter data protection regulations came into effect, merchants must carefully examine which customer data is transmitted to the payment provider and where it is processed. Stripe and Adyen now have EU servers, while there are still gray areas regarding PayPal's US data processing.
My tip for all shop owners: Seek tax advice when choosing a payment provider. The differences in accounting procedures can be significant, especially with larger transaction volumes.
Hi! Thanks for the comparison. We run a gourmet online shop specializing in northern German products and just switched from PayPal to Stripe. The transition was less painful than we feared, and the fee savings for our transaction volume (around €35.000/month) amount to about €400 per month. That adds up!
What bothers me is that the article portrays Klarna almost exclusively in a positive light. From a merchant's perspective, however, Klarna also has its downsides – the payout cycles are significantly longer than with Stripe or PayPal, and returns can be complicated. Especially in the food sector, where returns are often difficult, clear processes are essential.
Nevertheless, an important and well-researched article that will surely help many retailers with their decision!
Great article! As the marketing manager of an online shop for sustainable fashion, I see the payment issue primarily from a conversion perspective.
What many shop owners underestimate: the psychological impact of the payment methods they offer. We conducted A/B tests and found that simply displaying the Klarna logo in the header increased our add-to-cart rate by 6% – even before a customer had reached checkout! The trust conveyed by well-known payment logos is enormous.
At the same time, this is of course also a question of Social Proof Strategy in the shop. Trust signals placed in the right places – including payment icons – make a measurable difference.
What surprised me most: The younger target group (Gen Z) actually prefers Klarna to PayPal. Among our 18-30 age group, Klarna accounts for 43%, while PayPal is only at 28%. I wouldn't have thought that possible two years ago.
A little tip for anyone still undecided: Start with Mollie as an all-in-one solution. It covers PayPal, credit card, SEPA, and Klarna with a single integration. As your transaction volume grows, you can always switch to individual providers later.
A pragmatic comparison, I like it! As a B2B wholesaler of catering supplies, we have specific requirements for payment providers, which are well represented here.
In the B2B sector, invoice payment is still standard practice. We use Stripe for credit cards and also employ Billie as a B2B B2P provider. Klarna, on the other hand, primarily focuses on B2C, which is correctly stated in the article.
One point I'm missing is the topic of recurring payments/subscriptions. We have many regular customers with monthly orders, and Stripe is simply unbeatable with its billing module. PayPal can do it too, but the implementation is significantly more complicated.
Overall, a solid overview that provides good guidance, especially for beginners!
@Hauke Martensen: Regarding your question about Adyen for medium-sized businesses – we've been using Adyen for our fashion shop for about 18 months and are generally satisfied. HOWEVER: You definitely need technical expertise within your team or a good service provider. The integration was significantly more complex than expected, but the performance in live operation is first-rate.
What I particularly like about the article is the direct comparison of the checkout experience from the customer's perspective. This is often neglected, but it's precisely where it's decided whether a customer buys or abandons their purchase. We focused intensively on this during our last relaunch. Checkout optimization I worked on it and found that the choice of payment provider has a huge impact on the user experience.
Stripe clearly wins our 'seamless integration' category – the checkout feels like paying directly in the shop, without being redirected to an external service. That makes a huge difference!
A small note: You could also mention in the article that Stripe has natively supported Apple Pay and Google Pay since 2025. This resulted in an additional 8% increase in mobile conversions for us.
Finally, someone is honestly addressing Adyen's fee structure! We're a medium-sized electronics retailer with approximately €2 million in annual online revenue and made the switch to Adyen a year ago. The terms are indeed attractive above a certain volume, but as the article correctly points out: getting started is tough.
The minimum fees, setup costs, and complexity of the integration almost deterred us at first. We only recouped our initial investment from month four onwards. Now, however, we're saving around €800 per month compared to our old PayPal/Stripe combination.
For smaller shops, I would definitely advise against Adyen. Mollie or Stripe are a much better choice.
As a Shopware developer, I can contribute a lot to this topic. Over the past two years, we've integrated all five of the aforementioned providers for various clients, and the technical aspects are at least as important as the pricing structure.
Stripe: Best API, best documentation, fastest integration. A dream for developers. The webhook implementation is clean and reliable. The only drawback: slow support.
PayPal: Technically outdated, the integration is a nightmare. The API documentation is a labyrinth. But there's no way around it, because customers expect it.
Mollie: Pleasantly surprised! The integration into Shopware 6 was surprisingly smooth. The plugin works out-of-the-box and the webhook callbacks are reliable.
Klarna: Integration is okay, but the test environment is sometimes unstable. However, the user experience at checkout is fantastic.
Adyen: Powerful, but complex. The first choice for enterprise projects, often overkill for SMEs. Integration takes significantly longer than with the others.
My conclusion: Stripe + Klarna + PayPal as a fallback is the optimal setup for most German shops in 2026.
Thank you for this comprehensive comparison! As an e-commerce consultant, I primarily support Shopware and Magento shops in northern Germany, and the payment question comes up in every project.
My experience with over 50 online store projects shows that there isn't one single best provider. It depends heavily on the business model. For B2C with many small orders, Klarna is often the best choice because of its "buy now, pay later" option. For B2B with large order values, Stripe or Adyen are more suitable due to their superior API and fraud detection.
What I'm missing in the article is the topic of PSD2 compliance and Strong Customer Authentication. This is a huge issue, especially for merchants selling internationally. Stripe and Adyen handle this best, Mollie is catching up, but PayPal sometimes makes it unnecessarily difficult.
Another practical tip: Anyone with a monthly turnover exceeding €50.000 should ALWAYS negotiate the terms. All major providers have some flexibility with their fees, but you have to actively ask for it!
Finally, a truly thorough comparison of payment providers! I've been running a medium-sized online shop for outdoor equipment in the Hamburg region for 8 years and have learned a lot about payment providers in that time.
In 2019, we switched from PayPal-only to Stripe, and it was a real game-changer. The API integration was much smoother for our developer than expected, and the transaction costs are significantly lower than what we previously paid with PayPal, given our volume (~€120.000/month).
What particularly impressed me about your comparison was the honest portrayal of the weaknesses. Stripe is technically brilliant, but their customer support is abysmal when you have a problem. I can confirm this from personal experience – when our account was blocked due to a false positive in fraud detection, we waited 11 days for a response. That was a threat to our livelihood!
We now operate a multi-provider strategy: Stripe as our primary provider for credit cards and SEPA payments, PayPal as a mandatory option (because many customers simply can't do without it), and Klarna for the DACH region (Germany, Austria, Switzerland). This has increased our conversion rate by 14%. It sounds complicated, but the extra effort is absolutely worth it.
I have one more question: Does anyone have experience with Adyen in the mid-market sector? Their focus on enterprise-level services is a bit daunting, but I've heard their rates are unbeatable above a certain volume.